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What
is Not Covered?
The
Policy does not cover any event which either in origin or extent,
directly or indirectly, proximately or remotely, is to be
attributed to or is a consequence of:
- war,
invasion, act of foreign enemy, hostilities or
warlike operations (whether war is declared or not),
civil war, rebellion, revolution, insurrection or
military or usurped power;
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- atomic
nuclear reaction;
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- anxiety;
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- the
Covered Person's intoxication (alcohol or drugs);
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- suicide
or attempted suicide and self inflicted injuries
(while sane or insane) (in Colorado and Missouri
while sane);
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- involvement
in willful exposure to needless peril;
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- commission
or attempting to commit a felony or engagement in an
illegal occupation;
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- aviation
other than travel as a fare-paying passenger on a
scheduled, commercial or scheduled charter flight;
or
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- taking
part in any of the following activities;
- Hazardous
Sports unless the additional Hazardous
Sports Option has been chosen and the
additional premium has been paid;
- Dangerous
Sports;
- hunting,
with the use of a fire arm;
- engaging
in professional, club, interscholastic,
intercollegiate or competitive sporting
event; or
- the
driving or any two-or three-wheeled
motorized vehicle, or any motorized vehicle
used primarily for recreational use and not
for general transportation.
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- any
pre-existing physical defect, infirmity, Sickness or
disease in the case that this was known to the
Covered Person at the time of effecting the
Coverage;
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- a
medical condition in relation to which the Covered
Person has received treatment in the 12 months prior
to effecting the Certificate.
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| "A Benefit Excess
(Deductible) of $100 applies to the benefit period." |
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