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Choose
a Health Insurance Coverage that Suits You! |
Every
situation is different. Therefore, the ISIS incoming
Health Insurance offers you two types of coverage and
several additional options to help you find the most
appropriate cover for your needs. |
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This coverage
meets your basic insurance requirements at a very
competitive price. We will provide you with a cover
for medical expenses, including the use of an air ambulance,
extra traveling expenses, death and permanent disablement
coverage. After a per policy period deductible of
$100, ISIS covers 100% covered medical expenses up to the
policy maximum.
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The Super
coverage offers you all the benefits of the Standard
coverage plus considerably higher maximum insured amounts.
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Adventure
activities are a memorable and increasingly important
feature of independent travel. ISIS' covers most
adventure sports such as bungee jumping, rafting, skiing,
and diving for an additional charge of only 10%. Once
the extra premium has been paid, ISIS will indemnify you for
all necessary medical expenses and repatriation costs, if
necessary even by air ambulance, which occur following the
participation in an adventure sport activity.
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When you book
your holiday, the last thing on your mind is that you might
need to cancel unexpectedly, but you should check what the
penalty would be if you are unable to travel. Your
ticket might be non-refundable or costly to cancel.
For an additional charge of 5% of the travel sum ISIS will
reimburse all cancellation costs, for example, if you are
unable to travel due to illness or injury to yourself or a
close relative.
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Need
a claim form?
Download
a Claim
Form
in Adobe Acrobat Reader format Here.
Click Here for a free download of Adobe Acrobat
Reader:
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Incoming
Schedule of Coverage
(in
US Dollars)
ISIS
will pay 100% of your covered medical expenses up to the
policy maximum after the $100 policy period deductible. |
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Plan
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Coverage
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Standard
Plan
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Super
Plan
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Benefit
A
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Medical
Expenses within the USA*
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$100,000.00
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$250,000.00
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Medical
Evacuation, including Air Ambulance |
Included |
Included |
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Extension
of Medical Expense Benefits (for Accident ONLY)
Upon return Country of Origin, excluding Air Ambulance
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$10,000.00
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$10,000.00
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Maternity
expenses |
$50,000.00 |
$50,000.00 |
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Emergency
Dental treatment, within the USA |
$150.00 |
$200.00 |
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Accidental
Dental Treatment |
$250.00 |
$500.00 |
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Physiotherapy |
$1,000.00 |
$2,000.00 |
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Outpatient
mental or nervous disorders |
$250.00 |
$500.00 |
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Mental
or nervous disorders inpatient treatment (max. 30
days) |
50%
of eligible expenses with a maximum of :
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Benefit
B
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Accidental
Death
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$15,000.00
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$25,000.00
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Benefit
C
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Transportation
costs in case of death
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$15,000.00
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$20,000.00
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Benefit
D
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Permanent
disablement as per sliding scale with a maximum of:
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$15,000.00
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$15,000.00
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Benefit
E
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Extra
traveling Expenses
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$2,500.00
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$5,000.00
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| Benefit
F |
Hazardous
Sports* |
Covered |
Covered |
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| Benefit
G |
Cancellation
Charges** |
Covered |
Covered |
- Amounts
insured for Benefit A will be paid for all
Sickness and Accidents.
- Amounts
insured for the other Benefits are the maximum
amounts to be paid while coverage is in force for
the Covered Person.
- An
excess of $100 applies to each benefit.
- Maternity
conception must occur after 30 days of coverage.
All
Benefits subject to usual, reasonable, and customary
allowances.
*Additional
Hazardous Sports Option:
Available for an additional 10% of premium.
**Additional
Cancellation Option:
Available for an additional charge of 5% of the travel
sum.
To
learn more about what is not covered, please
Click
Here
This
is a brief description of Benefits. Please refer
to the policy certificate for a complete listing of
Benefits and applicable Limitations and Exclusions.
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