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Incoming to the USA Insurance Options | Outgoing from the USA Insurance Options 
Incoming to the USA Insurance Options
CoveragePremium ScheduleIncoming Application
 
What is Not Covered? 

The Policy does not cover any event which either in origin or extent, directly or indirectly, proximately or remotely, is to be attributed to or is a consequence of:
  1. war, invasion, act of foreign enemy, hostilities or warlike operations (whether war is declared or not), civil war, rebellion, revolution, insurrection or military or usurped power; 
  1. atomic nuclear reaction;
  1.  anxiety;
  1. the Covered Person's intoxication (alcohol or drugs);
  1. suicide or attempted suicide and self inflicted injuries (while sane or insane) (in Colorado and Missouri while sane);
  1. involvement in willful exposure to needless peril;
  1. commission or attempting to commit a felony or engagement in an illegal occupation;
  1. aviation other than travel as a fare-paying passenger on a scheduled, commercial or scheduled charter flight; or
  1. taking part in any of the following activities;
    1. Hazardous Sports unless the additional Hazardous Sports Option has been chosen and the additional premium has been paid;
    2. Dangerous Sports;
    3. hunting, with the use of a fire arm;
    4. engaging in professional, club, interscholastic, intercollegiate or competitive sporting event; or
    5. the driving or any two-or three-wheeled motorized vehicle, or any motorized vehicle used primarily for recreational use and not for general transportation.
  1. any pre-existing physical defect, infirmity, Sickness or disease in the case that this was known to the Covered Person at the time of effecting the Coverage;
  1. a medical condition in relation to which the Covered Person has received treatment in the 12 months prior to effecting the Certificate.
"A Benefit Excess (Deductible) of $100 applies to the benefit period."

Please refer to the policy certificate for a complete listing of Benefits and applicable Limitations and Exclusions.



ISIS Health  Insurance
www.isis-travelinsurance.com
Correspondence: P.O. Box 20069, Alexandria, VA  22320 (202) 347-7324/ (800) 247-5575/ (202) 296-0007 fax
email:
info@isis-travelinsurance.com