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• ISIS will pay 100% of your covered medical expenses up to the policy maximum.  There is no deductible or co-pay.

• Payment on the Spot
  
  Your medical costs will be paid directly in the country where you travel if there is a local ISIS representative.

• Special Attractive Premiums for Students

• 24-Hour Assistance Service
  
  If necessary you can always be returned to the United States with the help of ISIS Assistance, our international emergency provider:  However, the prior approval of the insurer (ISIS) has to be obtained.

• Generous Insurance Coverage Period
  
  This insurance can be taken out for a maximum travel period of 12 months.

• Hazardous Sports
  
  If you are planning to participate in hazardous sports while you are abroad you can also apply for our special hazardous sports coverage.

• No Deductibles